Welcome to Vintage Claims Management Group. We are an emerging claims management company in the UK. Also, we do cover a wide range of claims.
Let’s have a quick go-through on non-fault accident compensation. This blog will also look for important advice that might help you. Either you are about to file a claim or are already filing one.
So let’s start with the most basic thing to know. What exactly is non-fault accident compensation? What is the deadline to file a claim? How long does it take to settle a non-fault claim? Will a non-fault accident affect my insurance? If yes, then how much does a non-fault claim affect my insurance? What if other drivers won’t admit fault?
You could seek a non-fault claim if you suffered any injury from an accident for which you aren’t liable. You must prove the third party’s negligence to stand entitled to compensation. After becoming entitled, seek compensation from the responsible party’s insurance company. If you fail, you can also approach the Motor Insurance Bureau.
A non-fault claim must be filed within three years of the incident. If you delayed more than three years to file one, you wouldn’t be eligible to claim one. However, it’s different for underaged citizens. All under-18 citizens can submit non-fault claims till the age of 21.
Non-Fault Accident Compensation
The non-Fault Accident Compensation process advances after the insurance provider acknowledges liability. After the approval, some claimants get their compensation within a few days. But, most claimants get their compensation 14 to 30 days after the approval.
Your auto insurance rates won’t increase due to a no-fault accident. But, certain insurance companies may increase your rates by up to 30% for one non-fault claim. And by up to 50% for two non-fault claims. This is because the at-fault’s insurance company will cover your medical bills and vehicle repairs. Your premiums won’t increase if your insurer doesn’t have to pay out any money.
You might face another issue when the defendant refuses to accept the liability. In that case, obtaining supporting evidence to present to the defendant will likely be the next step.
That was all the basic information that you need to know about a non-fault claim. Let’s move on to some questions that might hit you when you get into a non-fault accident.
After a car accident that is not your fault, you might think about what to do next. As claims specialists, we suggest our viewers and clients stay as calm as possible. Check yourself and your passengers thoroughly if any injury is attained. Call Vintage Claims and share detailed information regarding the accident. We will initiate your claim to get compensation from the at-fault’s insurance company.
Another question arises in the claimant’s mind is whether they must pay an excess. If you are non-fault, You won’t have to pay an excess. As well as, you won’t lose your no-claims bonus if you don’t contact your insurance company.
Once it is all in our hands, we will provide comprehensive claims management. A claims representative with years of experience in accident management will be assigned. Your claims representative will coordinate the claims process on your behalf. Ultimately you will be relieved from all responsibilities.
Along with non-fault claims, we do offer a wide range of claim management services, such as: