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Public Liability Claims Case Scenarios & Cruxes

Public Liability Claims Case Scenarios & Cruxes

Welcome to our Blog section. Today we will have a thorough overview of Public Liabilities and related claims. We will also be discussing some case scenarios. Such scenarios will demonstrate what occasions can lead you to claim compensation. Ultimately, we will look at some conundrums that arise in every mind before going in for a claim.

Public Liability Claims

“The Law Reform (Personal Injuries) Act 1948 is an Act of the Parliament of the United Kingdom. It was passed during the Labour government of Clement Attlee. It improved the legal position of employees suffering from work-related accidents. In particular, it abolished the doctrine of common employment and repealed the Employers’ Liability Act 1880.”

If we talk about public liability claims, they are also counted under personal injury claims. It only covers the harms and injuries that were led by damaged property of any business or house.

You may also go for public liability claim in case of property damage that occurred from someone else’s negligence. For example, a neighbour’s renovation affected your house or careless workmanship.

Public liability claim is a segment of the law of felony that concentrate on civil wrongs. It empowers a person to claim against the negligent owner or occupant of any business or house.

A public liability claim can be initiated if you get injured in the following public places. Here are some of those places where people often get injured:

  • Shopping Mall
  • Car Park
  • Entertainment Complex
  • Govt. Owned Premises
  • Restaurants
  • Clubs
  • Pavements of Public or private establishments
  • Parks

Once you have decided to go for filing a personal liability claim, three things must be kept in mind.

  • The defendant owes a duty of care.
  • This duty of care was violated by the defendant either intentionally or unintentionally.
  • You suffered harm due to a violation of the duty of care.

These three key points can lead you to a successful case. However, their absence can also harm your claim.

Case Scenario

An unfortunate incident can occur at any time in a public place. Every day, thousands of people become a victim of public place injuries. Slips, trips, and falls are majors that lead to muscle injuries, fractures, or wounds. These incidents can harm your finances and well-being. Here are some common incidents that may lead you to file a public liability claim.

Public Liability Claim On Slips, Trips, and Falls:

These types of incidents mostly occur in snowy, rainy weather. However, slippery floors of a restaurant or a mall or spilled water on the floor might also turn into an injury.

Public Liability Claim On Supermarket Accidents:

You may also get some injuries in a supermarket. The most common reason that leads to injury is slippery/wet floors. Water leakage from refrigerators and cracked floors are also major causes.

Public Liability Claim On Pavement Accidents:

Cracked or damaged pavements of shops or homes can also lead to serious fractures or injuries.

Public Liability Claim On Holiday Accidents:

Holiday accidents cover all the places where you may go for quality time. However, some end up getting injured or harmed. Skiing, watersports, and restaurant dining can also lead to injury or food poisoning.

Public Liability Claim On Sports Accidents:

If you are into biking, jet skiing, boating, etc., you would know that having injuries is not a big deal. However, when it comes to someone else’s negligence, you may go for a claim.

Public Liability Claim Property Damage Careless Workmanship

Negligent or reckless workmanship can sometimes become a headache. It has the potential to lead you to injury or property damage.


How long does a public liability claim take?

Generally, public liability claims take between 12 and 18 months to settle. This may change depending on the type and severity of your injuries and whether you can settle out of court.

How to claim against public liability insurance

  • Send a written notice to the insurance company immediately
  • Pile the evidence and validations.
  • Gather medical certificates in case of injury or death.
  • Submit a duly filled-in claim form along with the required documents.

How much public liability insurance do I need?

Insurance professionals advise at least 100/300/100 regarding liability coverage. It restates to $100,000 in bodily injury liability insurance per person, $300,000 in bodily injury liability per accident, and $100,000 in property damage liability per accident.

Welcome To Vintage Claims

You might be entitled to compensation if you ever get caught in any above-mentioned problems that were not your fault. All you have to do is make a quick call to the vintage claims management company. Our support team is always ready to assist you with the procedures and related queries.

Vintage Claims management has served England & Wales for over a decade. We have successfully helped thousands and got them compensated. Our proficient solicitors work on your behalf, saving you time and hassle with the claim. Hit us up and get your claim compensated.


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